Mortgages Made Easy - SIMPLE THREE STEP PROCESS


​1. Book a 15-30 minute discover call
- We can talk on the phone, meet online with a zoom meeting or meet in person. During the discovery call we will discuss your goals and I will answer any questions or concerns you may have. I will provide you with options and establish a clear plan of action for you moving forward. 

2. Fill out the online application 
- Once you fill out the online application and provide the required documentation I will get to work on your file immediately and match you with 1 of MANY possible lender options. 

​3. Obtain the approval & secure your mortgage
​- After I have reviewed all your documents I will secure and finalize your mortgage in 2-4 weeks. I will make myself available and will work with you right up to the closing date and beyond.
Hi, I'm Tim Deering The Mortgage Locator. My job as your mortgage advisor is to provide you with options and solutions that work for you and your family. ​
Mortgage Broker
- Lic# M20002829
- Zolo Brokerage Lic# 13191
​- Over 65 Lender Options
- Expert Advice
- Free Evaluation
​Send me an email

Serving Kawartha Lakes, Durham Region and the GTHA. 

​Let's connect today and find solutions for you. 
​Call me direct - email me or click the button below to book a 15-30 minute discovery call. 

Apply For a Mortgage From the Comfort of Your Own Home

MORTGAGES MADE EASY I work remotely and can help you get the mortgage you need, Fast. Regardless of your credit situation I will find options tailored to meet your specific needs. Book a 15 - 30 minute discovery call and allow me to show you your options. 

​With current digital technology the entire mortgage process can be completed online. This includes the application, document submission and even signing the mortgage commitment and compliance documents. Apply Online or Call me today to get started. 

What is a Mortgage Pre-Approval 

A mortgage pre-approval is when a potential mortgage lender looks at your finances to find out the maximum amount they will lend you and what interest rate they will charge. With a pre-approval, you can know the maximum amount of mortgage you could qualify for and be able to estimate your mortgage payments. You can lock in an interest rate for 60 to 120 days depending on the lender.

Why is a pre-approval important:
​After you have a pre-approval it is much easier to go shopping for the home of your dreams when you know what you have to spend. ​

Mortgage Strategy

  • How can I pay off my mortgage sooner?
  • Do I lock in for 3, 5 or 10 years?
  • ​Fixed rate or variable rate?​ 
​So many questions? A mortgage agent will show you how to make sense of all the different strategies and help you find the strategy that works for you and your family.