THE MORTGAGE LOCATOR
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  • Home
  • Mortgage Rates
  • MORTGAGE CALCUALTOR
  • Mortgage Solutions
  • Reverse Mortgages
  • About the Mortgage Locator

CURRENT PROMOTION up to $2000 CASH BONUS

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Our policy is to KEEP IT SIMPLE
To learn more about the mortgage process click on the short video below or click APPLY TODAY ONLINE if you're ready to go.
APPLY TODAY ONLINE

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Ready To Go? CLICK HERE To Start Your Online Mortgage Application
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Mortgages Made Easy - SIMPLE THREE STEP PROCESS



​1. Book a 15-30 minute discover call
- We can talk on the phone, meet online with a zoom meeting or meet in person. During the discovery call we will discuss your goals and I will answer any questions or concerns you may have. I will provide you with options and establish a clear plan of action for you moving forward. 

2. Fill out the online application 
- Once you fill out the online application and provide the required documentation I will get to work on your file immediately and match you with 1 of our 65+ possible lender options. 

​3. Obtain the approval & secure your mortgage
​- After I have reviewed all your documents I will secure and finalize your mortgage in 2-4 weeks. I will make myself available and will work with you right up until the closing date.
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Local Mortgage Advisor
- Lic# M20002829
- Brokerage Lic# 13191
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- Over 65 Lender Options
- Expert Advice
- Free Evaluation

​Send me an email
Hi, I'm Tim Deering The Mortgage Locator. My job as your mortgage advisor is to provide you with options and solutions that work for you and your family. ​

Serving Kawartha Lakes, Durham Region and the GTHA. 

​Let's connect today and find solutions for you. 
​
Call me direct - email me or click the button below to book a 15-30 minute discovery call. 
CLICK HERE TO START YOUR ONLINE APPLICATION NOW
BOOK A FREE, NO OBLIGATION 15-30 MINUTE DISCOVERY CALL TODAY

Apply For a Mortgage From the Comfort of Your Own Home

MORTGAGES MADE EASY I work remotely and can help you get the mortgage you need, Fast. Regardless of your credit situation I will find options tailored to meet your specific needs. Book a 15 - 30 minute discovery call and allow me to show you your options. 

​With current digital technology the entire mortgage process can be completed online. This includes the application, document submission and even signing the mortgage commitment and compliance documents. Apply Online or Call me today to get started. 

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What is a Mortgage Pre-Approval 

A mortgage pre-approval is when a potential mortgage lender looks at your finances to find out the maximum amount they will lend you and what interest rate they will charge. With a pre-approval, you can know the maximum amount of mortgage you could qualify for and be able to estimate your mortgage payments. You can lock in an interest rate for 60 to 120 days depending on the lender.

Why is a pre-approval important:
​After you have a pre-approval it is much easier to go shopping for the home of your dreams when you know what you have to spend. ​
get pre-approved

Mortgage Strategy

  • How can I pay off my mortgage sooner?
  • Do I lock in for 3, 5 or 10 years?
  • ​Fixed rate or variable rate?​ 
​So many questions? A mortgage agent will show you how to make sense of all the different strategies and help you find the strategy that works for you and your family.
find out more
Mortgage Re-Finance
Buy a Home
Mortgage Renewal 
Home Equity Loan
Reverse Mortgage
Get Pre-Approved
Debt Consolidation
Free Mortgage Advice
Mortgage Investment 
​Apply Online
Tim Deering Mortgage Agent Level 1
Agent License# M20002829
​ZOLO Mortgages 13191


Serving clients in Kawartha Lakes, Durham Region, Toronto, Northumberland & all over the GTHA.

257 Port Hoover rd. 
Little Britain, Ontario K0M-2C0
​905-441-3991
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Contact
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